On Friday, 19 June 2026, First Deputy Governor of the Bank of Ghana, Dr. Zakari Mumuni, delivered the keynote address at the Standard Chartered Digital Assets Summit in Accra, outlining Ghana’s vision for building a trusted, inclusive, and resilient digital assets ecosystem.
Building on Trust and Inclusion
Speaking to industry leaders, regulators, innovators, and financial institutions, Dr. Mumuni stressed that Africa’s digital asset economy must be anchored on “trust, inclusion, and sound institutions,” rather than speculation.
He highlighted the Bank’s proactive steps, including:
- Establishing a legal framework for Virtual Asset Service Providers under Act 1154.
- Strengthening collaboration among key regulators.
- Creating a dedicated Virtual Assets Department.
- Leveraging the Regulatory Sandbox to support responsible innovation.
“The question is no longer whether digital assets will shape African finance. They already are. The real question is whether we will shape that future deliberately,” Dr. Mumuni remarked.
Complementing the Cedi
While acknowledging opportunities in cross-border payments, financial inclusion, and capital market development, Dr. Mumuni cautioned that digital innovation must complement, not replace, the Ghana cedi.
“Whatever we build, tokenise, or otherwise, we must not displace the cedi. A strong digital ecosystem should strengthen public money, not compete with it,” he said.
Call for Continental Collaboration
Dr. Mumuni urged greater collaboration among regulators, financial institutions, and innovators across Africa to build a secure and interoperable digital financial ecosystem that supports the continent’s economic transformation.
This summit marks a significant step in Ghana’s ambition to position itself as a leader in Africa’s digital finance revolution, balancing innovation with stability and trust.
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